gpt-oss-20b vs Phi-4: the real cost to run each

The honest, $0-markup cost to run gpt-oss-20b (OpenAI, 21B) and Phi-4 (Microsoft, 14B), side by side — free on your own machine, on your own rented GPU at the vendor's price, or via your own API key.

gpt-oss-20b vs Phi-4 — cost comparison

gpt-oss-20bPhi-4
Parameters21B14B
Context window131.1K16.4K
LicenseCommercial OKCommercial OK
VRAM to run~15 GB (Q4_K_M)~13 GB (Q4_K_M)
Rent a GPU$0.26/hr$0.26/hr
Your API key$0.09/1M$0.21/1M (est.)

Which should you pick?

VRAM, size, context and license are facts from the catalog and the shared cost engine; API prices are real where we have them (labeled "est." otherwise). We don't rank model quality or quote benchmarks here.

Full cost breakdown: gpt-oss-20b →
Full cost breakdown: Phi-4 →

Open the free Spanvero advisor → to compare them live for your exact workload and hardware.

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Spanvero · All comparisons · Prices as of 2026-06-17. $0 markup, your own accounts, we never resell compute. © 2026 Cynosure LLC.